Simple, Transparent Vehicle Finance

At MSD Boys Toys, we make getting behind the wheel of your next vehicle seamless. We partner with South Africa’s major financial institutions and vehicle asset providers to offer competitive, tailored finance packages.

General Finance Requirements

To qualify for vehicle finance in South Africa, applicants generally must:

• Be a South African citizen or permanent resident (18 years or older).
• Earn a minimum monthly income of R6,500 – R7,500 (depending on the bank’s criteria).
• Hold a valid South African driver’s licence with no endorsements.
• Have a healthy credit record with registered credit bureaus.

FICA Checklist for Finance Applications

When applying, please have clear copies of the following documents ready:

1. SA Identity Document (Green Barcode ID or Smart Card copy on both sides).
2. Valid SA Driver’s Licence.
3. Proof of Residence (Utility bill, retail account, or lease agreement not older than 3 months).
4. Proof of Income (Latest 3 months’ payslips).
5. Bank Statements (Latest 3 months’ official stamped bank statements).

Note: Self-employed applicants will require company registration documents (CIPC), IT34 tax certificates, and 6 months of business bank statements.